Re Engineering
Navigating the New Retail - Part 2

Adapt & evolve In our previous monthly article, we examined the scope of the unusually hostile business environment for retailers and the causes of it.  In this article, we will discuss ways the key players are changing their approach in this new retail reality. Retailers have seen the future of...

Moving on Up

The Federal Funds Rate moved up last Wednesday a quarter of a point.  That’s good news for financial lenders; that’s bad news for some borrowers who have to a pay a little more interest.  Let’s say you have a substantial private student loan, home equity line of credit, adjustable mortgage, or really...

HSAs: The Strategic and Efficient Tool to Prepare for Medical Costs in Retirement

The 15 participants of the first-ever IRONMAN triathlon in Waikiki, Hawaii, in 1978 each received three sheets of paper with a few rules and a course description. The last page read: “Swim 2.4 miles! Bike 112 miles! Run 26.2 miles! Brag for the rest of your life!” It is safe to assume that those who...


Promoting a Culture of Fiduciary Responsibility

Westminster Consulting is committed to promoting a culture of fiduciary responsibility. We provide comprehensive fiduciary and investment advice to plan sponsors and investment fiduciaries. We provide them with the information, tools and confidence to better navigate the demanding and changing regulatory landscape around qualified plans.