PRIVACY POLICY
We value you as a customer and we take your privacy seriously. We are committed to maintaining the confidentiality of the information furnished by our clients. For that reason, we will inform you of our policies for collecting, using, securing, and sharing nonpublic personal information the first time we do business and every year after that you are our customer.

INFORMATION WE COLLECT
We collect Nonpublic Personal Information from you, including but not limited to:

• Your first and last name;
• Your home address or other physical address, including the street name and name of a city or town;
• Your e-mail address;
• Your telephone number;
• Your social security number;
• Any other identifier that permits us to physically contact you, or to contact you online;
• Salary and employment information;
• Lists of assets, financial statements, holdings reports, and investment records; and
• Banking and insurance reports and records.

HOW WE COLLECT INFORMATION
We collect Nonpublic Personal Information about you from some or all of the following sources:

• Information we receive from you on new account applications, and other forms;
• Information we receive from you, in writing, electronically, through the telephone, or through our Web site, when you communicate with us, or request information about our products and services;
• Your transactions with us, our affiliates, and those product sponsors with whom we have selling agreements or other arrangements for the provision of services to you;
• Consumer reporting agencies;
• Affiliated and unaffiliated product sponsors with whom we have selling relationships and whose products you own.

INFORMATION THAT WE DISCLOSE
We disclose Nonpublic Personal Information to affiliates and unaffiliated third parties that provide services to us in order that we may more effectively and efficiently service your account. We may also disclose your Nonpublic Personal Information to affiliated or unaffiliated third parties with whom we have contractual relationships that allow us to provide the products or services that you have requested through us. Where we share your Nonpublic Personal Information with third parties for the purposes noted above, we ensure that there are contractual restrictions prohibiting their use and disclosure of that information for any purpose other than those for which they were hired. Except under the circumstances outlined above, we will not share Nonpublic Personal Information with affiliated or unaffiliated third parties concerning our current and former customers for marketing purposes or otherwise.

INFORMATION ABOUT OUR WEB SITE
If you provide your name and address on our Web Site in order to request information about our products and services, you may voluntarily provide additional personal information such as your occupation, age, gender, income, marital status etc. This information will be used for evaluating your financial needs and for our marketing and or research and development purposes. We will not transfer this personal information to any non-Westminster Financial, LLC. entity for commercial purposes. You may be contacted by a Westminster Financial, Inc. registered representative to follow-up on your interest in our products and services.

STEPS TAKEN TO PROTECT YOUR INFORMATION
We have security practices and procedures in place to prevent unauthorized use or access to your Nonpublic Personal Information. Internally, your information is available to employees requiring access to the information for various business purposes, such as processing or servicing transactions, and those fulfilling compliance, legal or audit functions. Our computer systems utilize password protection to prevent access by unauthorized personnel, and we employ other physical, electronic, and procedural safeguards to ensure the protection of your Nonpublic Personal Information in accordance with state and federal privacy regulations.

AMENDMENTS TO OUR PRIVACY POLICY
All material amendments to our Privacy Policy will be posted on our Web Site. Additionally, we may send you an amended version of our Privacy policy through the mail.